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Wednesday, July 11, 2012
Peter Greenberg Worldwide ? Travel Tip: Insurance When ...
Audio Travel Tips, Daily Travel Tips, Driving, Car Rental & RVs, Travel Tips ? on July 9, 2012 12:54 pm
If you?re planning to skip the car rental in favor of borrowing a car from a friend or relative, pay attention.
You may not be covered just because the vehicle is insured. What you want to look for is something called ?permissive use coverage.?
This applies to use by another driver who is not part of the household. But this isn?t standard on all policies, so make sure the car owner calls to confirms whether it?s included in their policy.
If the vehicle is being used for business, ask if the plan covers work-related travel. Otherwise, if the policy is for personal use only, commercial claims can be denied. The coverage level may not be the same for people who aren?t policy holders.
Usually, permissive use coverage only extends the bare minimum for anyone else driving the car. Translation: Even if a policy is for $100,000 of coverage, permissive use may only be $10,000.
And remember insurance companies always have a right to deny a claim if the terms of the policy are broken. Unlicensed and even inexperienced drivers are often not covered by permissive use.
For more information, visit the Car Rental & Driving archives.
Click here to read more travel tips.
Source: http://www.petergreenberg.com/2012/07/09/travel-tip-insurance-when-borrowing-a-car/
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Wednesday, June 27, 2012
Google: 400 million Android devices, one million activations a day
Google has just kicked off its I/O keynote with some big new numbers to share. It now says there are 400 million activated Android devices out there, and one million activations per day. That's up from the 100 million activated devices it announced at Google I/O last year, and 200 million it announced last fall, while the activations per day are up from the 900k it confirmed just earlier this month. As Google was quick to point out, that translates to about 12 devices activated every second, and it's happy to note that things are "definitely not slowing down."
Check out our full coverage of Google I/O 2012's opening keynote at our event hub!
Continue reading Google: 400 million Android devices, one million activations a day
Google: 400 million Android devices, one million activations a day originally appeared on Engadget on Wed, 27 Jun 2012 12:43:00 EDT. Please see our terms for use of feeds.
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Fix the actual 5 Health Problems That Result in Anxiety plus Rob ...
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Tuesday, June 26, 2012
Rate of severe reactions higher than thought in young children with food allergies
ScienceDaily (June 25, 2012) ? Young children with allergies to milk and egg experience reactions to these and other foods more often than researchers had expected, a study reports. The study also found that severe and potentially life-threatening reactions in a significant number of these children occur and that some caregivers are hesitant to give such children epinephrine, a medication that reverses the symptoms of such reactions and can save lives.
"This study reinforces the importance of doctors, parents and other caregivers working together to be even more vigilant in managing food allergy in children," said Anthony S. Fauci, M.D., director of the National Institute of Allergy and Infectious Diseases (NIAID), part of the National Institutes of Health.
The study results appear online in the June 25 issue of Pediatrics and are the latest findings from the Consortium of Food Allergy Research (CoFAR), a network established by NIAID to conduct clinical trials, observational studies and basic research to better understand and treat food allergy.
The research is part of an ongoing CoFAR observational study that enrolled 512 infants aged 3 to 15 months who at study entry were allergic to milk or egg, or who were likely to be allergic, based on a positive skin test and the presence of moderate-to-severe eczema, a chronic skin condition. The investigators are carefully following these children to see whether their allergies resolve or if new allergies, particularly peanut allergy, develop. The study is ongoing at research hospitals in Baltimore; Denver; Durham, N.C.; Little Rock, Ark.; and New York City.
CoFAR investigators advised parents and caregivers to avoid giving their children foods that could cause an allergic reaction. Study participants also received an emergency action plan, describing the symptoms of a severe allergic reaction to food and what to do if a child has one, along with a prescription and instructions on how to give epinephrine if a severe reaction occurred.
Data compiled from patient questionnaires and clinic visits over three years showed that 72 percent of the children had a food-allergic reaction, and that 53 percent of the children had more than one reaction, with the majority of reactions being to milk, egg or peanut. This translated into a rate of nearly 1 food-allergic reaction per child per year. Approximately 11 percent of the reactions were classified as severe and included symptoms such as swelling in the throat, difficulty breathing, a sudden drop in blood pressure, dizziness or fainting. Almost all of the severe reactions were caused by ingestion of the allergen rather than inhalation or skin contact.
In only 30 percent of the severe reactions did caregivers administer epinephrine, a drug that alleviates the symptoms of severe reactions by increasing heart rate, constricting blood vessels and opening the airways. Investigators found that caregivers did not give children epinephrine for a number of reasons: the drug was not available, they were too afraid to administer it, they did not recognize the symptoms as those of an allergic reaction, or they did not recognize the reaction as severe.
"This study documenting the natural history of allergic reactions to three of the major food allergens in pre-school children provides important new information for parents, caregivers and health care workers because of the large number of children involved and the rigorous follow-up," said Daniel Rotrosen, M.D., director of the NIAID Division of Allergy, Immunology and Transplantation, which oversees CoFAR. "The findings not only reveal that food-allergic reactions occur at a much higher rate in young children than we thought, they also suggest that more vigilance and increased use of epinephrine is needed."
Almost 90 percent of allergic reactions to egg, milk or peanut occurred after a child accidentally ate the food. The reasons for the accidental exposures included caregivers misreading food labels, not checking a food for an allergen, and unintentionally allowing a food allergen to come into contact with other foods (cross-contamination).
The study also found that approximately 11 percent of allergic reactions to egg, milk or peanut occurred after a caregiver -- most often a parent -- provided a child the allergenic food intentionally.
"Intentional exposures to allergenic food are typically reported in teenagers, who tend to take more risks or who might be embarrassed about their food allergy," says David Fleischer, M.D., the lead study author. "What is troubling is that in this study we found that a significant number of young children received allergenic foods from parents who were aware of the allergy."
CoFAR investigators are exploring possible reasons for these intentional exposures, but they speculate that it could reflect parents' at-home tests to determine if children have outgrown the food allergy. Because giving children allergenic foods could possibly result in life-threatening reactions, such testing should only be conducted under the direct supervision of a health care professional trained in performing food challenges. The study findings reinforce the importance of caregivers working closely with their doctors to understand how to effectively manage a child's food allergy.
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The above story is reprinted from materials provided by NIH/National Institute of Allergy and Infectious Diseases.
Note: Materials may be edited for content and length. For further information, please contact the source cited above.
Journal Reference:
- Fleischer DM et al. Allergic reactions to foods in preschool children enrolled in a prospective observational food allergy study. Pediatrics, 2012; DOI: 10.1542/peds.2011-1746
Note: If no author is given, the source is cited instead.
Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.
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